:root{
  --bg:#eef4ff;
  --bg2:#f7faff;
  --navy:#0a2564;
  --blue:#3f6ef6;
  --text:#173266;
  --muted:#697b9d;
  --line:#d8e3f2;
  --card:#ffffff;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:Inter,system-ui,sans-serif;background:var(--bg);color:var(--text)}
a{text-decoration:none;color:inherit}
button,input,select{font:inherit}
body{min-width:320px}
.topbar{background:var(--navy);position:sticky;top:0;z-index:20}
.topbar-inner{max-width:1320px;margin:0 auto;padding:8px 16px;display:flex;align-items:center;justify-content:space-between;gap:14px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;min-width:0}
.brand-mark{width:42px;height:42px;border:2px solid rgba(255,255,255,.85);border-radius:12px;position:relative;flex:0 0 auto}
.brand-mark:before{content:'';position:absolute;left:12px;top:14px;width:14px;height:12px;border:2px solid #fff;border-top:none;border-radius:2px}
.brand-mark:after{content:'';position:absolute;left:14px;top:9px;width:11px;height:11px;border-left:2px solid #fff;border-top:2px solid #fff;transform:rotate(45deg)}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-text span:first-child{font-size:11px;font-weight:800;letter-spacing:.04em}
.brand-text span:last-child{font-size:16px;font-weight:800}
.nav-links{display:flex;align-items:center;gap:22px}
.nav-link{color:#fff;font-size:13px;font-weight:700;padding:7px 0;position:relative;opacity:.95}
.nav-link.active:after{content:'';position:absolute;left:0;right:0;bottom:-12px;height:3px;background:var(--blue);border-radius:999px}
.topbar-actions{display:flex;align-items:center;gap:10px}
.icon-btn,.ghost-btn,.solid-btn{height:38px;border-radius:12px;font-weight:700}
.icon-btn{width:38px;border:1px solid rgba(255,255,255,.18);background:transparent;color:#fff}
.ghost-btn{padding:0 14px;border:1px solid rgba(255,255,255,.18);background:transparent;color:#fff}
.solid-btn{padding:0 14px;border:none;background:var(--blue);color:#fff}
.page{max-width:1320px;margin:0 auto;padding:10px 16px 20px}
.hero{background:transparent}
.hero-inner{display:grid;grid-template-columns:1fr;gap:8px;align-items:start;padding:2px 0 2px}
.eyebrow{display:inline-flex;height:22px;align-items:center;padding:0 10px;border-radius:999px;background:#dbe7ff;color:#5f82d6;font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;margin-bottom:6px}
.hero-title{margin:0 0 4px;font-size:24px;line-height:1.05;max-width:700px;font-weight:800}
.hero-title .accent{color:var(--blue)}
.hero-copy{margin:0 0 8px;max-width:760px;color:var(--muted);font-size:12px;line-height:1.4}
.hero-buttons{display:flex;gap:10px;flex-wrap:wrap}
.btn-primary,.btn-secondary{height:34px;padding:0 14px;border-radius:10px;display:inline-flex;align-items:center;justify-content:center;font-size:13px;font-weight:800}
.btn-primary{background:var(--blue);color:#fff}
.btn-secondary{background:#fff;color:var(--blue);border:1px solid #bfd0ef}
.hero-card{display:none}
.steps{display:none}
.step-num{font-size:30px;font-weight:800;line-height:1;color:var(--navy)}
.step-label{margin-top:6px;color:#7182a0;font-size:12px;font-weight:700}
.note-box{display:flex;gap:10px;padding:10px 12px;border-radius:14px;background:var(--bg2);border:1px solid var(--line);color:var(--muted);font-size:13px;line-height:1.45}
.hero-card-title{margin:0 0 10px;font-size:14px;font-weight:800;color:var(--text)}
.hero-points{display:grid;gap:8px;margin-bottom:10px}
.hero-point{display:flex;gap:10px;align-items:flex-start;padding:10px 12px;border-radius:14px;background:var(--bg2);border:1px solid var(--line)}
.hero-point-icon{width:22px;height:22px;border-radius:50%;background:#dbe7ff;color:var(--blue);display:grid;place-items:center;font-size:11px;font-weight:800;flex:0 0 auto;margin-top:1px}
.hero-point strong{display:block;font-size:13px;line-height:1.2;margin-bottom:2px;color:var(--text)}
.hero-point span{display:block;font-size:12px;line-height:1.4;color:var(--muted)}
.tabbar{display:flex;justify-content:space-between;align-items:center;gap:10px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:4px 6px;background:rgba(255,255,255,.5)}
.tabs{display:flex;gap:14px;flex-wrap:wrap}
.tab{height:34px;display:inline-flex;align-items:center;padding:0 2px;color:#7283a2;font-size:13px;font-weight:700;border-bottom:3px solid transparent}
.tab.active{color:var(--text);border-bottom-color:var(--blue)}
.sort-pill{height:34px;border:1px solid #c8d7ee;background:#fff;border-radius:12px;padding:0 12px;display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--text);font-size:13px}
.card{background:var(--card);border:1px solid var(--line);border-radius:20px}
.feed-wrap{padding-top:10px}
.feed-grid{display:grid;grid-template-columns:1fr;gap:10px}
.feed-card{padding:12px}
.feed-head{display:flex;justify-content:space-between;gap:10px;margin-bottom:8px}
.feed-meta{display:flex;align-items:center;gap:12px}
.avatar{width:36px;height:36px;border-radius:50%;background:#edf4ff;border:1px solid #c7d7f2;display:grid;place-items:center;font-weight:800;color:#6981b5}
.feed-type{color:#8190aa;font-size:12px;font-weight:700}
.feed-title{font-size:16px;font-weight:800;margin:0 0 6px}
.feed-desc{margin:0 0 8px;color:var(--muted);font-size:12px;line-height:1.4}
.metric-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:6px}
.metric{padding:8px;border-radius:12px;background:var(--bg2);border:1px solid var(--line)}
.metric small{display:block;font-size:10px;color:#7f8da7;font-weight:700;margin-bottom:3px}
.metric strong{font-size:13px;line-height:1.2}
.metric.positive{background:#eef9f0}
.metric.positive strong{color:#1d8f46}
.calc-hub-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;padding-top:10px}
.calc-hub-card{padding:12px;display:block}
.card-label{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:#95a4bf;font-weight:800;margin-bottom:8px}
.calc-hub-card h3{font-size:15px;line-height:1.2;margin:0 0 8px}
.calc-hub-card p{margin:0;color:var(--muted);font-size:12px;line-height:1.4}
.calc-tabs{margin-top:8px}
.calc-shell{padding-top:12px}
.calc-grid{display:grid;grid-template-columns:minmax(0,1fr) 250px;gap:10px}
.side-box,.form-box,.result-box{padding:12px}
.side-box h4,.form-box h3,.result-box h3{margin:0 0 8px;font-size:15px}
.side-box p,.form-box p,.result-box p{margin:0 0 8px;color:var(--muted);font-size:12px;line-height:1.4}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
.form-field{display:flex;flex-direction:column;gap:4px}.form-field.full{grid-column:1/-1}
.form-field label{font-size:11px;font-weight:700;color:#6c7f9e}
.input,.select{height:36px;border:1px solid #cedbef;border-radius:10px;padding:0 10px;background:#fff;color:var(--text)}
.toggle-row{display:flex;gap:8px;flex-wrap:wrap}.toggle-btn{height:30px;padding:0 10px;border-radius:10px;border:1px solid #cedbef;background:#fff;color:#667895;font-size:12px;font-weight:700}.toggle-btn.active{color:var(--blue);border-color:var(--blue)}
.calc-btn{height:36px;border:none;border-radius:10px;background:var(--blue);color:#fff;font-weight:800}
.results-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.result-chip{padding:10px;border-radius:12px;background:var(--bg2);border:1px solid var(--line)}
.result-chip small{display:block;font-size:10px;color:#7f8da7;font-weight:700;margin-bottom:4px}.result-chip strong{font-size:14px}
.footer{background:var(--navy);color:#fff;margin-top:16px}.footer-inner{max-width:1320px;margin:0 auto;padding:14px 16px;display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:14px}.footer-col{display:flex;flex-direction:column;gap:6px}.footer-col strong{font-size:13px}.footer-col a,.footer-col p{font-size:11px;color:#d4def5;line-height:1.4;margin:0}
.hidden{display:none!important}
@media (max-width: 1050px){.hero-inner,.calc-grid{grid-template-columns:1fr}.calc-hub-grid{grid-template-columns:1fr 1fr}.metric-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-inner{grid-template-columns:1fr 1fr}}
@media (max-width: 720px){.topbar-inner{padding:10px 12px;flex-wrap:wrap}.nav-links{gap:14px;order:3;width:100%;overflow:auto}.hero-inner,.page,.footer-inner{padding-left:12px;padding-right:12px}.hero-title{font-size:20px}.calc-hub-grid,.results-grid,.form-grid,.metric-grid,.footer-inner{grid-template-columns:1fr}.tabs{gap:12px}.btn-primary,.btn-secondary,.sort-pill{height:38px}.topbar-actions{gap:8px}.brand-mark{width:44px;height:44px}.brand-text span:last-child{font-size:16px}}

/* Calculator setup update: /calculators opens straight into Affordability with four same-SPA tabs */
.calculator-tabs{margin-top:6px;margin-bottom:12px;background:#f7fbff;border:1px solid var(--line);border-radius:14px;padding:6px 10px}.calculator-tabs .tabs{gap:18px}.calculator-tabs .tab{font-size:14px;height:38px}.calc-shell{padding-top:0}.form-box,.result-box,.premium-box{margin-bottom:12px}.premium-box{padding:14px}.form-box h3,.result-box h3,.premium-box h3{font-size:18px;margin-bottom:5px}.form-box p,.result-box p,.premium-box p{font-size:13px}.form-grid{gap:10px 12px}.input,.select{height:40px;font-size:14px}.hint{font-size:11px;color:var(--muted);line-height:1.35;margin-top:4px}.results-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}.result-chip{min-height:76px;display:flex;flex-direction:column;justify-content:center}.result-chip strong{font-size:19px;line-height:1.05}.result-chip.positive strong{color:#14853b}.result-chip.negative strong{color:#d92d20}.premium-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.premium-grid>div{background:var(--bg2);border:1px solid var(--line);border-radius:14px;padding:12px}.premium-grid strong{display:block;font-size:13px;margin-bottom:6px}.premium-grid p{margin:0;color:var(--muted);line-height:1.45}.premium-takeaway{margin:10px 0 0!important;color:var(--text)!important;font-weight:700}.property-card-header{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:10px}.add-property-btn,.remove-property-btn{border-radius:999px;border:1px solid #c8d7ee;background:#fff;color:var(--blue);font-weight:800;padding:8px 12px;cursor:pointer}.remove-property-btn{color:#d92d20;background:#fff2f0;border-color:#ffd0c9}.property-list{display:grid;grid-template-columns:1fr;gap:12px;margin-top:12px}.property-card{background:var(--bg2);border:1px solid var(--line);border-radius:16px;padding:12px}.portfolio-settings{margin-top:10px;margin-bottom:10px}.side-box{position:sticky;top:78px;align-self:start}
@media (max-width:1050px){.results-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.premium-grid{grid-template-columns:1fr}.side-box{position:static}}
@media (max-width:720px){.calculator-tabs .tabs{gap:12px;overflow:auto;flex-wrap:nowrap}.calculator-tabs .tab{white-space:nowrap}.results-grid{grid-template-columns:1fr}.topbar-actions{display:none}}